Business insurance includes:

• Motor cover for your business vehicles against damage, loss or theft

• Buildings cover for the structure of your business's buildings due to loss or damage

• Fire cover for damage to your buildings, machinery, tools, equipment, fixtures and fittings, stock and materials, and miscellaneous items

• Office contents cover for the office furniture you keep on your business premises

• Business interruption cover for business interruption due to loss or damage to your business property

• Accounts receivable compensation should you not be able to trace amounts owed to you because your financial records were lost or destroyed

• Electronic equipment cover for licensed software used for business purposes

• Theft cover for theft of your business goods

• Money cover for the loss or damage to your cash, cheques, and your safe

• Glass cover for the fixed glass at your business premises

• Fidelity guarantee should you occur losses due to fraudulent acts committed by employees

• Goods in transit cover for business goods when they are being transported

• Accidental damage cover for your business goods against accidental loss or damage

• Public liability should you be responsible for injuries or death of a third party, or damage to their property, except when this relates to a vehicle accident

• Employers liability, except in the event of a vehicle accident

• Group personal accident cover for owners and shareholders against death, disablement and medical expenses after an accident

• All risks cover for business items that are regularly taken away from your business premises
  
  

Because we know each business is unique and has individual needs, we’ve created a variety of Business Insurance products for different types of entrepreneurs.

Office Business Insurance 

If you own an estate agency, travel agency, general office, training centre, or similar business, our Office Business Insurance is for you. Get cover for your office contents, business vehicle, business premises, licenced software on your electronic equipment, employers liability, and more.

Professional Business Insurance

At Budget, we understand that professional business owners like architects, lawyers, accountants, and engineers face unique risks, which is why we offer specialised Professional Business Insurance.

We cover you for a range of risks that you might face on a daily basis such as accounts receivable compensation if your financial records are lost or destroyed, fire damage to your machinery, tools, and equipment, theft of your business goods, and public liability. 

Tradesman Business Insurance 

As a tradesman, you’re out on the road all the time. This places you, your vehicle, and your tools at a higher risk for theft, loss, and accidental damage. Our Tradesman Business Insurance covers your business vehicle, gives you comprehensive public liability insurance, and provides all risks cover for your tools and other business items that you regularly take out and about with you.

This is the perfect type of Business Insurance quote for plumbers, electricians, painters, handymen, and other tradesmen. 

Medical Business Insurance

While you concentrate on saving and changing lives in your medical practice, we’ll handle the risks and perils you may face as a medical practitioner. We’ll cover your valuable equipment, machinery, tools, fixtures and fittings, office furniture, stock, and materials against fire damage, and provide comprehensive public and employers liability. Doctors, dentists, optometrists, veterinary surgeons, psychiatrists, and other medical professionals can get an affordable Medical Business Insurance quote.

General Business Insurance

Perfect for retailers, florists, hair and beauty salons, coffee shops, funeral parlours, and bookstores, our General Business Insurance provides a wide range of cover for numerous eventualities. Get cover for your business building, accidental damage to and theft of your business goods, public liability, damaged fixed glass on your premises, and so much more. 

Guesthouse and Bed & Breakfast Business Insurance

It’s all in the name – this type of Business Insurance is perfect if you rent out accommodation such as a guesthouse or B&B. With people staying on your property, it’s important to have Business Insurance that protects you for any eventuality, whether it’s theft of your business goods, public liability claims, or buildings cover.

Business Insurance quotes 

You’ve got nothing to lose by getting an affordable Business Insurance quote from Budget, so call us on 0861 00 19 17 or leave your details and we’ll get back to you with a quote that suits your business and fits your budget.

Looking for more Business Insurance products?

• Business vehicle
• Errors & Omissions
• Directors & Officers
• Biz Assist